diff --git a/lambdainst/models.py b/lambdainst/models.py
index ace9ef1..0b566d8 100644
--- a/lambdainst/models.py
+++ b/lambdainst/models.py
@@ -65,13 +65,6 @@ class VPNUser(models.Model, BaseSubUser, LcoreUserProfileMethods):
             self.referrer_used = True
             self.save()
 
-    @property
-    def subscr_is_failing(self):
-        margin = timedelta(hours=24)
-        if self.expiration < timezone.now() + margin:
-            return True
-        return False
-
     def lcore_sync(self):
         if VPN_AUTH_STORAGE == "inst":
             return
diff --git a/lambdainst/views.py b/lambdainst/views.py
index ff501d7..2add3d5 100644
--- a/lambdainst/views.py
+++ b/lambdainst/views.py
@@ -195,7 +195,8 @@ def index(request):
     context = dict(
         title=_("Account"),
         ref_url=ref_url,
-        subscription=request.user.vpnuser.get_subscription(),
+        active_subscription=request.user.vpnuser.get_active_subscription(),
+        last_subscription=request.user.vpnuser.get_last_subscription(),
         backends=sorted(ACTIVE_BACKENDS.values(), key=lambda x: x.backend_display_name),
         subscr_backends=sorted(
             (b for b in ACTIVE_BACKENDS.values() if b.backend_has_recurring),
diff --git a/templates/lambdainst/account.html b/templates/lambdainst/account.html
index 3569f40..71f0e41 100644
--- a/templates/lambdainst/account.html
+++ b/templates/lambdainst/account.html
@@ -33,23 +33,26 @@
             <tr>
                 <td>{% trans "Subscription" %}</td>
                 <td>
-                    {% if subscription.status == 'active' and request.user.vpnuser.subscr_is_failing %}
-                        {% blocktrans trimmed with since=subscription.next_renew|default:user.vpnuser.expiration|date:'Y-m-d' backend=subscription.backend.backend_verbose_name %}
-                        <b>FAILING</b> since {{since}}. ({{backend}})<br />
-                        Please cancel and subscribe again if you need to switch to another payment method.
-                        {% endblocktrans %}
-                        (<a href="{% url 'payments:cancel_subscr' %}">{% trans "cancel" %}</a>)
-                    {% elif subscription.status == 'active' %}
-                        {% blocktrans trimmed with until=subscription.next_renew|default:user.vpnuser.expiration|date:'Y-m-d' backend=subscription.backend.backend_verbose_name %}
+                    {% if active_subscription %}
+                        {% blocktrans trimmed with until=active_subscription.next_renew|default:user.vpnuser.expiration|date:'Y-m-d' backend=active_subscription.backend.backend_verbose_name %}
                         <b>ACTIVE</b>. Renews on {{until}} via {{backend}}.
                         {% endblocktrans %}
                         (<a href="{% url 'payments:cancel_subscr' %}">{% trans "cancel" %}</a>)
+                    {% elif last_subscription %}
+                        {% if last_subscription.status == 'cancelled' %}
+                            {% trans "<b>CANCELLED</b>. You can subscribe again below." %}
+                        {% elif last_subscription.status == 'error' %}
+                            {% trans "<b>Last payment failed</b>, likely because your card expired." %}
+                            {% trans "You can update your subscription below." %}
+                        {% elif last_subscription.status == 'new' %}
+                            {% trans "Pending" %}
+                        {% endif %}
                     {% else %}
                         -
                     {% endif %}
                 </td>
             </tr>
-            {% if not subscription or subscription.status != 'active' %}
+            {% if not active_subscription %}
             <tr>
                 <td>{% trans "Expiration" %}</td>
                 <td>
@@ -66,7 +69,7 @@
 
     </div>
 
-    {% if not subscription %}
+    {% if not active_subscription %}
     <div class="content-box account-fund">
         <div class="account-payment-box account-payment-tabs">
             <div class="account-payment-tab">